XRPL Tops 90-Day Inflows From Tokenized Assets
The XRP Ledger is signaling renewed traction in tokenized real-world assets, according to a fresh tally from the RWA Foundation. For the 90 days ending in mid-June 2026, XRPL recorded approximately $1.9 billion in net RWAs, edging out Ethereum at $1.6 billion and Stellar at $1.4 billion.
The new inflows come as traders rebalance exposure to digitized debt, private credit and multi-asset funds, with XRPL showing stronger momentum than most rivals over this three-month window.
Where the money landed
RWA Foundation data track flow into tokenized assets across a range of networks. The latest snapshot shows a clear hierarchy in capital allocation among chains:
- XRPL: $1.9B
- Ethereum: $1.6B
- Stellar: $1.4B
- BNB Chain: $848M
- Solana: $611M
- Avalanche: $362M
- Sei Network: $202M
- Mantle: $90M
What the data means for traders and networks
The XRPL surge is notable even as Ethereum remains the single largest hub for tokenized assets. The latest figures place Ethereum with roughly 52.8% of the tokenized asset value tracked by RWA.xyz, equating to about $17 billion in on-chain RWAs. Yet XRPL’s 90-day push underscores a widening competitive dynamic among layer-1 ecosystems seeking institutional issuers and faster settlement rails.
Market watchers emphasize liquidity and derivative activity as a key driver behind XRPL’s uptick. A researcher with the RWA Foundation said, “The 90-day window reveals capital moving toward chains that offer better on-chain liquidity and streamlined settlement for tokenized assets.”
Industry participants point to improving XRP-specific liquidity and growing ecosystem tooling as tailwinds for XRPL. The convergence of on-chain issuance capabilities with enhanced compliance protocols is a recurring theme as more banks and asset managers experiment with tokenized structures on XRPL.
Market trackers note the 90-day tally also reflects broader shifts in cross-chain demand where investors chase efficiency, cost control and visibility in real-world asset deals. In this cycle, XRPL appears to be gaining ground as a venue for tokenized private credit and structured notes, even as Ethereum maintains a larger absolute base for now.
Market size and trajectory
Beyond network-by-network inflows, the overall RWAs market has swelled in 2026. The latest data show the global distributed asset value in RWAs at roughly $33.5 billion, with about $350 billion represented elsewhere in the broader represented asset value. Ethereum’s asset base grew roughly 35% through the year, a strong expansion that XRPL is trying to outrun on a relative basis in the short term.
EverNorth, an institutional treasury advisory, published a companion look at the sector, noting that while Ethereum remains dominant, newer chains and layer-1 ecosystems are siphoning off some speed and capital from traditional channels. “The competition among Layer 1s for RWA issuance is intensifying as financiers demand faster settlements and stronger compliance rails,” said EverNorth partner James Liu.
What traders should watch next
- RWA inflows could keep shifting toward XRPL if liquidity continues expanding and if the chain can sustain issuer interest.
- Ethereum still commands the largest share of tokenized value, but quarterly inflows are showing signs of cooling relative to XRPL’s sprint.
- Regulatory clarity and cross-border securitization policies will be a major driver of future flows for tokenized assets on various networks.
Bottom line
The latest 90-day inflow data underscore a shifting landscape for tokenized assets. While Ethereum remains the dominant venue by value, XRPL’s recent gains indicate a broader push into tokenized real-world assets and a more competitive field for issuers. The data show XRPL just beat ethereum, solana on the 90-day inflow tally, a signal that momentum in tokenized assets could reshape network strategies in the months ahead. As traders evaluate on-chain liquidity, settlement speed and compliance capabilities, XRPL’s rally may mirror a broader transition toward asset tokenization as a core market growth driver in 2026.
Discussion