Rocket Mortgage Adopts VantageScore 4.0 to Expand Access
Rocket Mortgage and Rocket Pro are rolling out VantageScore 4.0 in the mortgage qualification process, pairing it wit...
Average Fico Score 2024
We review the 2024 average FICO score, what it implies for loan pricing, and practical steps to improve beyond the average.
8,819 articles
Mortgage Research Shows Minor Score Wins Cut Homebuying Costs
A nationwide AD Mortgage study finds small FICO gains can lower long-term mortgage costs, with timelines by state and...
Lender Choice Myth: Mortgage Score Debate Heats Up
Mortgage lenders must navigate two major credit scores under a framework of automated underwriting in 2026. Critics s...
Controversial “Climate Risk Scores” Now Shape Loans
Climate risk scores are moving from a niche risk tool to a gatekeeper in many loan deals. This article breaks down wh...
Ramsey’s No Credit Score Debate: A Closer Look at the Truth
In 2026, Ramsey’s no credit score concept draws fresh scrutiny as lenders balance underwriting rules with consumer ac...
FHA Will Keep Tri-Merge Credit Reports Amid Scoring Shift
The FHA will keep tri-merge credit reports as it modernizes its loan scoring, aligning with the FHFA and HUD directio...
Best Mortgage Lenders Credit for a 600 Score in 2026
Borrowers with a 600 credit score face tighter lending, but flexible programs from a handful of lenders are expanding...
Z’s Credit Scores Cratering Amid Loan Policy Shakeup
As collections on federal student loans restart, Gen Z is bearing the cost with rising delinquencies and falling cred...
MBA Analysis Finds Minimal Pricing From Single Credit Score
A fresh MBA analysis shows that replacing the current multiscore underwrite system with a single credit score would b...
This Wall Street Analyst Discovers Next Chip Stock Winners
A veteran Wall Street observer reveals a clean, repeatable way to find the next big chip stock winners. Read how to s...
How to Get the Best Mortgage Rate in 2026: Smart Tips
Looking to secure the best mortgage rate in 2026? This practical guide breaks down the steps that save you money: sha...
Guild Pushes GSEs Scale with Residual Income Underwriting
Guild Mortgage is urging FANNIE MAE and FREDDIE MAC to scale residual income analysis, leveraging existing programs t...
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