Erica Acie Leadership Curiosity Drives Mortgage AI Shift
Truist’s head of originations is pushing a curiosity-driven, AI-enabled approach to mortgage lending as rates and dem...
How Lenders Determine Prequalification Accuracy
Lenders assess prequalification accuracy through data quality, consistency, and risk signals. This intro covers the essential factors that influence decisions.
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America Suffering Shortage Construction: Builders Brace
A nationwide labor crunch is tightening the screws on U.S. construction as immigrant workers pull back amid policy ch...
2023 Credit Card Bonus Offer Reviews: What Paid Off in 2023
Dive into 2023 credit card bonus offer reviews to separate hype from value. This guide breaks down what actually paid...
Affordability Takes Center Stage in 2026 Housing Market
The spring 2026 housing market arrives with affordability takes center stage. Higher mortgage costs and tight invento...
Grand Rapids Could Become a Regional Boomtown for Loans
As investment pours into Grand Rapids, the city could become a regional magnet for jobs, housing, and business growth...
Mortgage with Class-Action Suit Over May 2025 Breach
A former employee has filed a class-action complaint against US Mortgage Corp. over a May 2025 data breach that expos...
Rate Obsession Fading: Here’s What Replaces It in Loans
Mortgage originations in 2026 are shifting from chasing lower rates to serving life events. Relocation, growing famil...
Want Invest Real Estate in 2026? Listen to This First
Thinking about real estate investing in 2026? This practical guide covers financing options, loan types, and a simple...
The Next Credit Gap: When BNPL and Rent Data Collide
Credit models are evolving as BNPL usage, rent payment history, and trended data tighten the grip on underwriting. Th...
Mortgage Industry Binge: Let’s Rethink AI Safeguards and Governance
AI-driven improvements are speeding mortgage processing, yet governance gaps loom. This piece examines the drive, ris...
GSEs Release Historical FICO Data, Expand Scoring Models
Fannie Mae and Freddie Mac publish historical FICO 10T data and broaden VantageScore 4.0 files, offering lenders a ne...
Debate: Time Away with IDX Sparks Broad Reevaluation
The IDX framework sits at the center of a pivotal industry debate as market power concentrates and data becomes a str...
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