Bomb: Employer Stock Inside 401(k) Could Cost Dearly
A retiring executive with a $4+ million 401K and a heavy concentration in employer stock faces a potential tax trap. ...
What To Do With 401k At 50
At 50, deciding what to do with your 401k is crucial. Discover smart strategies to maximize your retirement savings.
126 articles
31.9 Million Forgotten 401(k) Accounts Reshape Retirement
A wave of forgotten 401K plans now totals roughly 31.9 million accounts worth about $2.1 trillion, highlighting a stu...
Your 401(k) Employer Stock? Key Tax Rule Before Retirement
Millions of workers are surprised to learn a lump-sum move can unlock Net Unrealized Appreciation (NUA) benefits for ...
Have a $1.7 Million 401(k) and Retiring? Do This Now
A couple with a $1.7 million traditional 401K faces a six-figure first-year RMD under current rules. Experts warn tha...
Year with Million 401(k) Triggers Medicare Surcharges Risk
A 75-year-old retiree with a $3 million 401K balance confronts unexpectedly high Medicare surcharges tied to RMD-driv...
What Your Employer Doesn’t Reveal About 401(k) Match
Hidden vesting schedules and missing year-end true-ups can erase thousands in employer matching. Workers must read pl...
Wealthy Retirees Spend 401(k) Early, Delay Social Security
A rising trend among affluent couples sees them drawing down the 401K early while delaying Social Security to 70, loc...
The 401(k) Roth Rollover That Cuts Medicare Surcharges
As Medicare costs rise with MAGI, retirees are turning to a tax-efficient move: roll assets from a traditional 401K t...
401(k) Bracket Smoothing Strategy Gains Momentum in Retirement Planning
A rising retirement-income approach aims to reduce lifetime federal taxes by sequencing withdrawals. With RMDs and sh...
The 401(k) Match Trap: Skipping Could Cost You $266K
A new study shows that skipping a 3% employer match in a 401K plan can cost the typical worker roughly $266,000 in re...
Trump Reposts Explosive News and Your Personal Finance
Viral political headlines can swing markets and wallets. This guide shows how to stay calm, assess the real impact, a...
Roth Conversion Strategy Affluent Couples Tap 401(k) Runway
A growing trend among wealthy couples over 60 uses a roth conversion strategy affluent to convert a $1.4 million trad...
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