GSEs Release Historical FICO Data, Expand Scoring Models
Fannie Mae and Freddie Mac publish historical FICO 10T data and broaden VantageScore 4.0 files, offering lenders a ne...
When To Consider Minimum Payments On Loans
Minimum payments on loans can be a helpful option in certain circumstances. Learn when to use them and how to manage your finances effectively.
18,543 articlesDave Ramsey’s Blunt Warning Reshapes Retirement Planning
A debt-heavy aging couple illustrates how disagreement between spouses can delay retirement, underscoring dave ramsey...
Ice: Posts Record Share of Rate Locks by Gen Z Surges
Gen Z accounted for a record 20% of rate locks in Q2, marking a major shift in the homebuying landscape as affordabil...
MBA: Economic Growth Steady Amid FHA Delinquency Rise
MBA researchers project 2025 real GDP around 2.5% with consumer spending staying resilient, while FHA delinquencies r...
JPMorgan Analyst Maps Ways to a Slowing Debt Path Ahead
A JPMorgan Asset Management strategist lays out five debt-path scenarios for the United States over the next decade, ...
What Affordability Crisis? Rich Fuel Housing Rally So Far
We examine how wealthy buyers are sustaining housing activity even as the broader market cools for most households. T...
Trillion Private Credit Market Faces Rising Shadow Defaults
As the trillion private credit market swells, a new risk signal emerges: more loans are under tighter, unrealized ter...
Bank of America Extends Community Homeownership Commitment
Bank of America will keep funding housing affordability efforts, surpassing its initial goal and making the Community...
There’s Escape From Inflation as Godzilla El Niño Roils AI Prices
Inflation remains a dominant force in mid 2026 as weather patterns, AI expansion, and geopolitical tensions push up t...
Below Zero: Governor Wouldn’t Rule Out Fed Pause Yet
Federal Reserve officials weighed the strength of the labor market as January payrolls edge higher, creating a tense ...
HMDA Analysis Shows Wide Gap in Down Payment Aid Use
A new HMDA analysis reveals a wide gap between DPA-eligible borrowers and actual users, underscoring outreach and acc...
What Road to Housing Means for Agents and Buyers Today
Congress passed a sweeping housing package that has now become law, promising to streamline permitting, expand financ...
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