The Next Credit Gap: When BNPL and Rent Data Collide
Credit models are evolving as BNPL usage, rent payment history, and trended data tighten the grip on underwriting. Th...
Windfall Payoff Mortgage Strategy
A windfall payoff strategy helps you apply unexpected funds toward your mortgage to reduce interest and shorten the loan. We break down how to allocate windfalls responsibly.
18,127 articles
Month Before Iran Strikes Triggers Markets on Edge
Geopolitical risk spikes as Iran tensions flare, sending markets skittish and reshaping household budgets in the mont...
Household Debt $18.8 Trillion: Paychecks Struggle to Keep Up
The latest NY Fed report shows total household debt at $18.8 trillion by year-end 2025, with stronger paychecks not r...
Gen Z Homeowners? Yes, More They Own Now Across Cities
Gen Z is buying homes earlier than expected, closing gaps with millennials at the same age, amid rising rates and sca...
Many Older Americans Stuck: Seniors Face Downsizing Dilemma
A growing share of seniors are postponing downsizing due to costs and limited options. The result is less housing tur...
Loan Hike Proposal Advances in Congress, VA Fees Rise
A new VA loan fee package moves through Congress, raising costs for refinances and assumptions. Industry groups warn ...
Gen Z Defiantly ‘Giving Up’ Ever: Home Slipping as Spending Surges
A new study shows Gen Z is spending more than saving and delaying home ownership, signaling a broader shift in person...
April Jobs Report Shows Mixed Signals for Loans Market
The latest april jobs report shows a modest 115,000 payroll gain with unemployment steady at 4.3%, but revisions and ...
Falling Mortgage Rates Could Uncover Hidden Cash Flow
When rates trend downward, cash-flow investors face a tougher math as prices rise and competition heats up. This guid...
Existing Home Sales Rise in May, 4.17 Million SAAR
May data show existing home sales rise to a 4.17 million SAAR, up 3.2% from April and year over year, as affordabilit...
Sneaky Ways Chair Kevin: Fed Actions That Tighten Without Moving the Fed Funds Rate
Two overlooked levers let the Fed tighten policy without altering the federal funds rate. This guide explains how the...
February’s Report Reveals Steady Inflation, Rates Unchanged
U.S. consumer prices rose modestly in February, keeping annual inflation at 2.4% with a 0.3% monthly gain. Analysts s...
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