IMBs Remain Profitable, Margins Narrow in Q4 2025
Independent mortgage banks posted $674 pretax profit per loan in Q4 2025, down 44% from Q3, as margins tightened on w...
A windfall payoff strategy helps you apply unexpected funds toward your mortgage to reduce interest and shorten the loan. We break down how to allocate windfalls responsibly.
18,127 articlesIndependent mortgage banks posted $674 pretax profit per loan in Q4 2025, down 44% from Q3, as margins tightened on w...
Iran tensions and hawkish policy signals are lifting yields, putting mortgage rates breaking higher and spring housin...
A proposed state ban on institutional buyers could change how Californians get loans for homes and how lenders price ...
Analysts argue that fundamental shifts in lending rules and supervision have permanently altered housing finance. The...
A growing family debates upgrading their small home, focusing on cash flow and a side business, while rates keep borr...
Mortgage demand dropped sharply in the latest MBA survey, with refinances leading the decline as rates trended higher...
Labor data now leads mortgage rates, shifting focus from inflation headlines. Markets await Jobs Friday to gauge the ...
The MBA reported a 2.5% weekly drop in mortgage applications for the week ending May 29, 2026, with holiday distortio...
FirstHome IQ is joining forces with the Mortgage Bankers Association to mobilize loan officers across states for an A...
Synergy One Lending will merge into American Pacific Mortgage, forming a large nationwide platform with roughly $14 b...
HUD agencies are weighing the next steps for HECM and HMBS after an extended public-comment period, with lenders urgi...
If you own or plan to buy a rental property, the mortgage rate you secure can impact every month of cash flow. This g...