Denied HELOC? Here’s What to Do Now in 2026
In 2026, a rising rate environment and tighter underwriting are driving HELOC denials. This report explains how to re...
Home Equity
Home equity is a crucial aspect of personal finance, allowing homeowners to tap into their property's value. Understanding options like home equity loans and HELOCs can help you make informed financial decisions.
33 articles
Mortgage Monitor: Lock-In Effect Spurs Equity Lending
First-quarter 2026 saw a record pace of home equity withdrawals as borrowers leaned on second liens and HELOCs rather...
Achieve Expands Fixed-Rate HELOC with $700K Cap
Achieve broadens its fixed-rate HELOC, boosting the loan cap to $700,000 and offering lower rates for qualified borro...
Homeowners Have Record Equity, Yet They Won’t Tap It Now
U.S. homeowners hold record equity, but rising borrowing costs and cautious finances are keeping many from drawing on...
Splitero Closes $296M Home Equity Securitization Deal
Splitero has closed a $296 million home equity investment securitization, its second public HEI deal. The transaction...
Make Payments with Reverse Mortgages: A 2026 Guide
In 2026, adjustable-rate HECMs offer borrowers the option to make payments with reverse loans, boosting liquidity whi...
Pennsylvania Lawmakers Vote Home Equity Rules on HEI Oversight
Pennsylvania's House is set to vote on HB 2120 to bring home equity investment contracts under state banking oversigh...
Cap on Home Equity Tied Medicaid Shocks Homeowners
A nationwide $1 million cap on home equity for Medicaid long-term care applicants will reshape eligibility rules and ...
Regulations Expand, States Debate HEI Classification
States are racing to regulate home equity investment products as the market grows, with Maine enacting strict licensi...
Ramsey Advice Shifts Small-Biz Debt Strategy Amid Rates
A 41-year-old digital-marketing firm owner faced a $575,162 debt pile alongside a $620,000 home. The Ramsey Show weig...
Industry Coalition Lauds Adoption of Illinois HEI Rules
Illinois regulators approve a sweeping regulatory framework for home equity investments, drawing praise from CHEP as ...
Point Premieres Channel, Appoints Samuel Bjelac Head
Point launches a third-party origination channel for its HEI product and names Samuel Bjelac as wholesale chief, aimi...