Urban Institute Study Makes Case for 100% LTV FHA Mortgage
A new analysis argues zero-down FHA loans for first-time buyers could be feasible with proper underwriting and pricin...
housing finance
This tag page curates four housing finance articles on HECM, HMBS, ADU policy shifts, and modern multifamily loans, helping you see how rates affect your borrowing plan.
29 articlesStudy Flags $880M Subordinate Liens on 2023 FHA Mortgages
A national review identifies about 82,000 2023 FHA mortgages with small subordinate liens, totaling roughly $880 mill...
From Credit Crisis Nelson: AI Shapes Mortgage Leadership
BankSouth Mortgage CEO Kim Nelson discusses a crisis-born leadership path and how AI is transforming lending in today...
MortgageOne Integrates with ARIVE, Launches Pathway CDFI
MortgageOne TPO announces an ARIVE integration alongside the Pathway CDFI loan program, aiming to broaden homeownersh...
AD&C Credit Tight Nahb Eases in Q1 2026, NAHB Says
New data show a modest easing in AD&C lending pressure in Q1 2026, though lenders remain cautious. NAHB and Fed surve...
Took Care Piggy Bank—Investors: What FHA Fund’s Health Means
The FHA's Mutual Mortgage Insurance Fund acts like a national mortgage insurance bag that helps millions buy homes. T...
Mortgage Originations Reach $524B, but Credit Tightens
In Q4 2025, mortgage originations hit $524 billion as lenders tighten standards, yet the real story lies in who quali...
Innovation Through Mortgage Advocacy Drives Policy Change
Lenders are elevating policy input to combat regulatory volatility, integrating advocacy into strategy. This movement...
GSEs Update Condo Rules Reshape the Condo Loan Landscape
Fannie Mae and Freddie Mac unveiled a wave of condo lending changes, aimed at stabilizing costs and risk. The new rul...
Modular Player Scales Urban High-Rise Projects Now
A modular housing developer is pushing into dense city towers, pairing off-site production with new financing models ...
APM’s Michael Banner: HECM for Purchase Struggles Now
APM’s Michael Banner says HECM for Purchase has failed to take off due to industry shortcomings rather than product f...
Freedom Superior Strikes Deal to Grow MSR Platform Growth
Freedom Superior LLC will acquire Seneca Mortgage Servicing LLC to broaden its MSR capabilities, signaling a strategi...