Guild Pushes GSEs Scale with Residual Income Underwriting
Guild Mortgage is urging FANNIE MAE and FREDDIE MAC to scale residual income analysis, leveraging existing programs t...
housing finance
This tag page curates four housing finance articles on HECM, HMBS, ADU policy shifts, and modern multifamily loans, helping you see how rates affect your borrowing plan.
37 articles
Clayton Tapped to Lead DNI Role; Congress Pushes Back
The White House motioned Jay Clayton for a permanent DNI post while signaling that acting DNI Bill Pulte will step do...
MISMO Launches FRAME Governance for Mortgage AI Innovation
MISMO rolled out FRAME, a governance toolkit for AI in mortgage operations, during its Spring Summit in Louisville. T...
Bill Aims Shred Tape to Speed Buy America Housing Funds
A bipartisan House bill seeks to cut red tape in Buy America housing funding, aiming to speed projects that rely on H...
Trump Says FHFA Director Won’t Serve as Permanent DNI
President Donald Trump disclosed that Bill Pulte, head of the FHFA, will not stay on as permanent DNI. The move inten...
NALHFA: Cuts Would Worsen Housing Affordability Crisis
Housing advocates warn that proposed HUD funding reductions threaten affordability and housing supply as Congress con...
Trump Names FHFA Director to Acting DNI Post, Shaking Markets
President Trump taps Bill Pulte to serve as Acting Director of National Intelligence while keeping him at the helm of...
Customer Value Matters More: Leaders Guide Loan Growth
As market conditions shift, financial institutions are prioritizing customer value matters more to shape loan product...
Urban Institute Study Makes Case for 100% LTV FHA Mortgage
A new analysis argues zero-down FHA loans for first-time buyers could be feasible with proper underwriting and pricin...
Study Flags $880M Subordinate Liens on 2023 FHA Mortgages
A national review identifies about 82,000 2023 FHA mortgages with small subordinate liens, totaling roughly $880 mill...
From Credit Crisis Nelson: AI Shapes Mortgage Leadership
BankSouth Mortgage CEO Kim Nelson discusses a crisis-born leadership path and how AI is transforming lending in today...
MortgageOne Integrates with ARIVE, Launches Pathway CDFI
MortgageOne TPO announces an ARIVE integration alongside the Pathway CDFI loan program, aiming to broaden homeownersh...