Mortgage Market Misreading Retiree: Credit Gap Deepens
A growing mismatch in mortgage underwriting is leaving many retirees with fewer loan options. New data show denial ra...
Mortgage
Explore this Mortgage hub where TheCentWise curates loan terms, rates, and policy shifts to help you budget smarter. Compare options, spot deals, and stay prepared for changes.
85 articlesPurchase Loan Closing Costs Fall in 2025, LodeStar Says
A new LodeStar study shows national purchase loan closing costs declined 2.9% in 2025, driven by lower home prices an...
CFPB Moves to Expand Mortgage Access Amid Staffing Strains
The CFPB has launched a new information request aimed at widening mortgage access, even as staffing remains tight. In...
Tavant Debuts Agentic Platform for Loans and Automation
Tavant launches a new agentic AI platform aimed at accelerating loan software development, data modernization, and au...
Why Paying Your Mortgage Early Might Backfire in Retirement
Retirees are rethinking a longtime rule of thumb: pay off the mortgage before retirement. With rates higher and marke...
Mortgage Defaults Foreclosures Surging: Investor Guide
As mortgage defaults foreclosures surging reshape housing markets, savvy investors can protect portfolios with discip...
Mortgage Performance Steady Calendar Amid May Bump
May delinquencies rose modestly as calendar timing pushed some payments into June, but overall mortgage health remain...
Mortgage Applications Rise 1.0% as Rates Stay Near 6.6%
The MBA reports a 1.0% weekly rise in mortgage applications, driven by refinancing activity as rates paused near 6.6%...
What 50-Year-Old Letter Says About Homebuilding Accountability
A 50-year-old handwritten letter reappears, offering a timeless view on accountability in homebuilding and how borrow...
With Warsh’s Overhaul, Mortgage Rates Face New Risks
The Federal Reserve unveiled a sweeping policy overhaul under Chair Kevin Warsh, signaling a shift away from traditio...
OneTrust Sues UWM, Mortgage: Trade Secrets Battle Heats Up
A federal suit in Arizona accuses OneTrust Home Loans of a coordinated scheme with EMC and UWM to poach staff and div...
Mortgage’s Regulatory Floor Moat: AI in Lending
AI is slashing underwriting time and accelerating document checks, but the real story is how regulatory guardrails ar...