Equifax Locks VantageScore Through 2027, Accelerates Adoption
Equifax will keep VantageScore 4.0 at $1 through 2027, a move that could reshape mortgage lending as lenders race to ...
Mortgage
Explore this Mortgage hub where TheCentWise curates loan terms, rates, and policy shifts to help you budget smarter. Compare options, spot deals, and stay prepared for changes.
100 articles
Housing Permits Near Cycle Lows Clash with Starts Today
June data reveal a surprising split: housing starts topped expectations while housing permits near cycle lows, hintin...
Mortgage Credit Tightens in June on Government Pullback
June brought a tighter landscape for mortgage credit as government-backed programs pulled back, pushing the MBA’s MCA...
From Curiosity to Operational Transformation: Mortgage AI
Mortgage lenders are moving AI from experimentation to enterprise deployment in 2026. Addy AI's Michael Vandi explain...
Workflow Before Technology: Mortgage Governance Takes Lead
As lenders chase ROI from AI, a governance-first pivot for mortgage workflows is gaining steam. Banks report better a...
KW Brings $5.9B Brokerage Platform with JMG Deal Expands
Keller Williams is buying the Jason Mitchell Group, adding a large, lead-driven platform to its franchise network and...
AI Likely to Strengthen Large Mortgage Lenders, KBW Says
A July 12 KBW report argues artificial intelligence will fortify the industry’s largest lenders rather than upend the...
Predictive Analytics Real Estate: Top Tools for 2026
Banks and mortgage lenders are accelerating the use of predictive analytics real estate to forecast seller motion and...
USDA Loan Versus Conventional Mortgage: Which Fits?
As mortgage rates press higher in 2026, buyers weigh USDA loans against conventional mortgages. This piece breaks dow...
Best Mortgage Lenders Credit for a 600 Score in 2026
Borrowers with a 600 credit score face tighter lending, but flexible programs from a handful of lenders are expanding...
Best Florida Mortgage Lenders for First-Time Homebuyers
Florida’s housing market stays competitive for first-time buyers as lenders compete on speed, cost, and support. Here...
How Top-Performing Real Estate Agents Win AI Recommendations
Lenders and buyers increasingly trust AI-driven recommendations to steer them toward agents. This report shows how to...