Drop Five Years of Gifts Into College Funds Safely This Year
Tax-savvy 529 planning lets donors front-load a large gift without gift tax by using a five-year election. Here’s how...
Tax Policy
Discover 3 Tax Policy articles that explain how policy changes impact taxes, crypto reporting, and monthly expenses. See practical tips that help you save, plan, and keep more of your money.
189 articles
Company Driver vs Owner-Operator: Only One Can Hide $72K
As 2026 retirement limits rise, owner-operators may qualify for a far larger Solo 401(k) than company drivers using a...
Remembering Bill Archer and the Fiscal Policy Legacy
A thoughtful tribute to a public figure whose approach to tax policy blends discipline with cooperation. This piece p...
IRMAA Five Income Brackets Shake Medicare Costs in 2026
Medicare surcharges tied to income jump in 2026, placing retirees in the irmaa five income brackets. Crossing the fir...
Will Apocalypse Come Code? Tax Policy in a Digital World
AI is driving big changes in how we file taxes and how policies are written. This article breaks down what to expect,...
The $246,500 Question: Is Your 401(K) Ready for Retirement
A new tax window for workers aged 60-63 could alter retirement planning. The $246,500 question: your 401(k) highlight...
One Year Later: Who Won and Who Lost Under the OBBBA
A year after the OBBBA package, the impact on budgets and balance sheets is mixed. Here's a data-driven read on who g...
G-Wagon Loophole Comes Under New Scrutiny by IRS in 2026
In 2026, tax guidance tightens the g-wagon loophole, clarifying how business owners can accelerate deductions on heav...
The 5-Year Roth Clock: Pull Too Early, Tax Bill Arrives
The 5-year roth clock: pull rules can turn a tax-free retirement fund into a taxable one if you tap earnings too soon...
Zero State Income $900,000 Plan to Retire in Wyoming at 62 Now
A growing number of Americans eye Wyoming to retire at 62 with a $900,000 portfolio, leveraging no state income tax a...
There’s Legal Path to Tap an IRA Before 59½, No Penalty
Investors can access retirement funds before 59½ without the 10% penalty if they follow the Substantially Equal Perio...
Flawed Tax Rules Could Tax Your Social Security Benefit
As inflation erodes purchasing power, a decades-old rule could push a larger portion of retirement income into taxabl...