FHA Will Keep Tri-Merge Credit Reports Amid Scoring Shift
The FHA will keep tri-merge credit reports as it modernizes its loan scoring, aligning with the FHFA and HUD directio...
Credit Scores
Credit Scores coverage on this tag aggregates 4 recent articles covering bureau gaps, lender myths, pricing changes, and how scores affect loans and your wallet.
7 articles
Suddenly Your Credit Score Becomes the Mortgage Gatekeeper
As 2026 unfolds, lenders tighten credit norms while demand for housing eases. The median approved borrower's credit s...
Z’s Credit Scores Cratering Amid Loan Policy Shakeup
As collections on federal student loans restart, Gen Z is bearing the cost with rising delinquencies and falling cred...
From Loan Pools to Consumer Wallets: Credit Score Shift
A January 2026 FHFA release details a two-score, lender-choice framework that could ripple through mortgage pricing, ...
TransUnion Cuts VantageScore Price to 99 Cents for Lenders
TransUnion lowers VantageScore 4.0 pricing to 99 cents per score for mortgage lenders, with free access tied to FICO ...
Lender Choice Myth: Mortgage Score Debate Heats Up
Mortgage lenders must navigate two major credit scores under a framework of automated underwriting in 2026. Critics s...
Study Finds Wide Credit Gaps Across Bureaus Amid Tri-Merge
A new study finds wide credit gaps across the three major bureaus, complicating the push to change how credit reports...