The $200,000 Down-Payment Dilemma: Gift Now or Wait
Rising housing costs and high rates push families to choose between gifting a large down payment now or waiting for a...
Mortgages
Explore our comprehensive insights on Mortgages to make informed decisions. Learn how to secure the best rates and improve your financial health.
35 articlesCoinbase Powers First Crypto-Backed Conforming Mortgages
In a historic U.S. mortgage milestone, Coinbase and Better Home & Finance launch the first conforming crypto-backed p...
Mortgage Rates Closer Than 7% as Iran Tensions Escalate
Mortgage rates jump to the mid-6% range as geopolitical risk rises, pushing borrowing costs closer than 7% and compli...
Coinbase, Fannie Enable Crypto-Backed Mortgages Explained
A new partnership could let borrowers pledge crypto as collateral for home loans. This article breaks down how crypto...
Banks Bigger Role in Mortgages Amid Regulators Review
Regulators are examining capital rules that could allow banks to take a bigger share of mortgage lending. Banks say c...
Credible Review: A Deep Dive Into Mortgage Marketplace Today
As mortgage rates hover in a uncertain range, borrowers turn to Credible's marketplace for quick, transparent prequal...
Clark Howard’s Verdict on a $300,000 Inherited Home Sparks Debate
Two brothers inherit a Colorado home valued at $300,000 with a $100,000 mortgage. One wants cash, the other to stay. ...
From Loan Pools to Consumer Wallets: Credit Score Shift
A January 2026 FHFA release details a two-score, lender-choice framework that could ripple through mortgage pricing, ...
Is Sub-6% Mortgage Rate Enough to Buy in Retirement?
Retirees face a tricky balance: can a mortgage under 6% really make buying a home worthwhile? This guide weighs the m...
Return “Easy” Real Estate: Could 2026 Get Better for Buyers
The idea of easier real estate deals may be returning. This guide lays out what to watch for in 2026 and practical st...
Your First Rental Property: Step-By-Step Guide for 2026
Thinking about buying your first rental property in 2026? This practical, step-by-step guide breaks down budgeting, f...
Is It Time Bring Banks Back Into the Mortgages Market?
Banks have ceded mortgage origination and servicing to independent lenders by 2026. Regulators and analysts are weigh...