The Ultimate “stress Test” Housing Market: 2026 Edition
What counts as the ultimate “stress test” for housing in 2026? This article breaks down signals, scenarios, and pract...
Mortgages
Explore our comprehensive insights on Mortgages to make informed decisions. Learn how to secure the best rates and improve your financial health.
80 articlesStock Market Shelter: The Math Behind Your Money Today
As markets shift in mid-2026, investors and borrowers weigh whether shelter costs or the stock market deliver stronge...
Lower Your Mortgage Payment Without Refinancing Today
Homeowners may reduce monthly costs by recasting their existing loan balance, avoiding new appraisals or credit check...
A Couple Kept Their Mortgage, but Survivorship Matters
A late-life mortgage decision that looked smart on math may falter when survivorship risk hits the household budget. ...
Four Housing Markets Long-Term Growth: Top Markets to Watch
This guide spotlights four housing markets long-term with strong, durable growth potential, plus five markets growing...
MISMO Updates Mortgage Insurance Guide for Scoring Models
MISMO unveils updates to its Mortgage Insurance Implementation Guide to support VantageScore 4.0 and FICO 10T, aiming...
Trump Just Stalled Biggest Housing Bill: What It Means
When headlines shout about a stalled housing bill, borrowers can feel exposed. This article breaks down what the stal...
Mortgage Industry Binge: Let’s Rethink AI Safeguards and Governance
AI-driven improvements are speeding mortgage processing, yet governance gaps loom. This piece examines the drive, ris...
States Where Home Prices Are Falling: A Loan Guide
Many markets are cooling after a fast run-up in the post-pandemic era. This guide highlights states where home prices...
The 30-Year Fixed Mortgage Supposed to Be Predictable
Hidden costs are rewriting the cost of homeownership. Property taxes and insurance are rising faster than many buyers...
Mortgage Rule Cost High-Income Households Hit Six Figures
As mortgage rates climb, wealthier borrowers face a stark trade-off: paying off a low-rate loan early may cost them s...
Situations Where a 15-Year Mortgage Makes Sense
With mortgage rates fluctuating in 2026, some buyers are discovering value in a 15 year path. This report outlines ke...