GSEs Release Historical FICO Data, Expand Scoring Models
Fannie Mae and Freddie Mac publish historical FICO 10T data and broaden VantageScore 4.0 files, offering lenders a ne...
Credit Scoring
This tag page curates 3 articles on Credit Scoring, showing how your score influences loan terms, approvals, and budgeting. Read to make informed decisions and improve your finances.
4 articlesThe Next Credit Gap: When BNPL and Rent Data Collide
Credit models are evolving as BNPL usage, rent payment history, and trended data tighten the grip on underwriting. Th...
Rocket Mortgage Adopts VantageScore 4.0 to Expand Access
Rocket Mortgage and Rocket Pro are rolling out VantageScore 4.0 in the mortgage qualification process, pairing it wit...
Brokers Report VantageScore Improved, UWM Expands Access
Independent brokers report improved loan terms after UWM granted dual-score access to FICO and VantageScore 4.0. The ...