61-Year-Old with $1.6 Million Could Walk Away by 2027
A concrete retirement deadline hinges on two numbers: the day-one portfolio balance and MAGI staying below ACA subsid...
IRA
This page offers valuable insights on IRAs and retirement savings strategies. Discover articles that can help you make informed financial decisions for a secure future.
42 articlesBackdoor Roth Adds $7,500 to Roth Wealth for $300K Couple
A $300,000-earner couple can still build Roth wealth through a backdoor Roth IRA by contributing $7,500 per spouse an...
Starting in 2027 Government Will Match IRA Contributions
The Saver’s Match will begin in 2027, offering eligible workers a 50% government match up to $1,000 annually. Kipling...
Should Gift Above Your RMDs? Orman Reframes Retiree Strategy
A renewed debate over gifting beyond required minimum distributions challenges retirees to balance tax costs with lon...
Suze Orman Clarifies Inherited RMDs Under 10-Year Rule
On March 19, 2026, Suze Orman addressed a listener’s question about inherited IRAs, clarifying that non-spouse benefi...
The Pension Gamble: A $50,000 Trap for Teachers
A teacher faces a tempting lump-sum move to boost pension benefits. Experts warn that a $50,000 IRA decision may trap...
Avoid This with Your Inherited IRA: Costly Mistakes
An inherited IRA can be a powerful retirement tool, but mishandling it costs you. This guide reveals the biggest miss...
Here I Would Tell a 71-Year-Old to Spend IRA First Today
A 71-year-old with $4 million could lower long-term costs by prioritizing traditional IRA withdrawals, leveraging Tre...
How to Take Advantage of Catch-Up Contributions at 50
Turning 50 unlocks a powerful boost for retirement savings: catch-up contributions. This guide shows you exactly how ...
Common Age for Starting Retirement Savings: Start Early
Retirement savings isn t about a single age. It s about momentum, smart accounts, and consistent habits. This guide e...
Beginner's Guide to Retirement Accounts: Build Your Nest Egg
Starting late is common. This beginner's guide to retirement accounts breaks down 401(k)s, IRAs, and HSAs, plus a sim...
Maxed Your IRA? Here's What Comes Next for Your Savings
You’ve hit the IRA max. Now what? This practical guide lays out clear steps, tax-smart options, and real-world scenar...