The Case for Holding SMH in a Roth IRA: Tax Wins Today
With semiconductors powering AI and autos, investors are rethinking SMH inside Roth IRAs. This article examines the c...
tax-strategy
Explore tax-strategy topics with four articles that explain retiree tax tips, saving strategies, and planning realities. Learn practical steps to lower taxes and protect retirement income.
118 articles$900,000 Inherited 401(k): 10-Year Rule Update
A $900,000 inherited 401(k) faces the SECURE Act’s 10-year rule, with recent IRS guidance adding complexity for heirs...
Roth Ladder Lets a 55-Year-Old with $1.4 Million Retire
A Roth conversion ladder is drawing renewed interest as a way for a 55-year-old with $1.4 million to bridge to Social...
The $1.6 Million 401(k) Roth Strategy That Cuts Taxes
A couple nearing retirement with $1.6 million in pre-tax 401K assets weighs a Roth conversion path to reduce taxes an...
Why Pulling From Your 401(K) Early Could Cost You Thousands
As markets shift in 2026, retirees face a costly misstep: pulling from your 401(K) early. Experts say tapping taxable...
The 11-Year Window Most Retirees Miss During Retirement
A unique tax window between ages 62 and 73 lets retirees convert retirement funds to Roth at reduced tax rates before...
Smart Strategies Investors with Wealth Protection in 2026
As market conditions shift in 2026, smart strategies investors with multimillion-dollar portfolios are leaning into p...
Have a $1.7 Million 401(k) and Retiring? Do This Now
A couple with a $1.7 million traditional 401K faces a six-figure first-year RMD under current rules. Experts warn tha...
Unpleasant Surprises Awaiting Retirees with the 2027 COLA
A bigger 2027 COLA might sound like good news, but two hidden costs could catch retirees off guard. This guide breaks...
Best Financial Moves I’ve Made in 10 Years of Retirement
After a decade in retirement, I’ve learned that simple, repeatable moves beat guesswork. Explore the best financial m...
Retiring with Million? Here's How It Could End Up Zero
A $2 million retirement fund sounds secure, but longevity, inflation, and unexpected expenses can erode it. This guid...
Robert, Past 70.5, Asks: RMDs and Reinvesting Strategies
A retiree nicknamed robert, past 70.5, asks how to manage required minimum distributions across three accounts amid e...