This Riskiest Times Year for Social Security Recipients
June can feel like a turning point for people nearing retirement. This riskiest times year demands careful planning a...
tax-strategy
Explore tax-strategy topics with four articles that explain retiree tax tips, saving strategies, and planning realities. Learn practical steps to lower taxes and protect retirement income.
118 articles
The $1.5 Million 401(k) Trap: Bracket Smoothing Tactics
A retiring couple with $1.5 million in traditional 401(k) balances faces a looming tax spike as required minimum dist...
Three-Bucket 401(K) Withdrawal Strategy Could Save Taxes
With 2026 tax rules lifting the tax burden on retirees, advisers are turning to the three-bucket 401(K) withdrawal st...
Roth Conversion Window Before Social Security Strategy
As retirees gear up for Social Security, a disciplined Roth conversion plan timed before benefits begin can lower tax...
A $900,000 Nest Egg Translates to About $36K Spending
Even a $900,000 retirement balance, split across an IRA and a taxable account, can yield only about $36,000 in initia...
Cost Segregation Study 58-Year-Old Landlord Nets $186K
A 58-year-old landlord uses a cost segregation study to accelerate depreciation, claiming a $186,000 first-year deduc...
Financial Advisors Debunk Roth vs Traditional 401(K) Myth
A growing online debate over Roth vs Traditional 401(K) strategies is getting a reality check. Experts say the decisi...
64-Year-Old Retired Teacher with 403(b) Triggers IRMAA
A 64-year-old retired teacher with a $1.1M 403(b) and a state pension confronts higher Medicare IRMAA surcharges as M...
Poor Man’s 1031 Exchange Emerges in Real Estate Loans
In 2026, a calendar-year depreciation tactic is drawing interest from small investors who want to offset gains from p...
69-Year-Old Widow with $890,000 IRA Faces Massive Tax Bill
In a timely example, the 69-year-old widow with $890,000 in an inherited IRA faces a decision that could trigger six ...
100% Bonus Depreciation Back—Here’s How to Profit in 2026
A potential revival of 100% bonus depreciation in 2026 could dramatically change real estate investing. This guide la...
Should Keep Sell Rental: Smart Paths for Equity Gains
Rising equity in rental properties creates powerful choices. This guide walks you through when to keep, when to sell,...