Optimal Blue: February Mortgage Rate Locks Rise 9%
February data show a 9% month-over-month rise in rate-lock volume as lower borrowing costs draw buyers back. Purchase...
Mortgage Rates
This page features valuable insights on mortgage rates, including expert tips to help you secure the best deals. Stay informed to make smarter financial choices.
164 articles
Will Rising Prices Impact U.S. Housing Markets in 2026
Oil shocks push mortgage costs higher and could reshape homebuyer plans as energy bills rise. This report weighs how ...
Negative Jobs Report Keeps Mortgage Rates Calm as Oil Surges
February's negative jobs report keeps mortgage markets steady even as oil prices jump, signaling a data-dependent pat...
Best (and Worst) Housing Markets in America: 2026 Update
The housing market is a split landscape in March 2026: some areas surge with demand while others cool after sharp cor...
Opendoor Technologies Crazy Crazy Bet on Housing Finance
Opendoor launches a beta financing program offering below-market mortgages on homes listed on its platform, aiming to...
Property Taxes, Insurance Account Push Up Mortgage Bills
A national study shows property taxes, insurance account now comprise about 21% of a typical mortgage payment, intens...
When Timing Goes Wrong: The Cost of Waiting in Housing
Buyers who wait for the perfect dip in housing are facing rising rents and missed appreciation. This report breaks do...
Mortgage Rates Jump After Iran Strike Sends Markets Turbulent
A weekend military action in the Middle East pushed Treasuries higher and lifted mortgage rates, complicating spring ...
What Risk Could Mean for Builders, Rates and Spring Demand
As war risk escalates in early 2026, builders brace for higher loan pricing and thinner demand. This report outlines ...
GSEs Measured Pace January Helps Tilt Mortgage Rates Lower
Fannie Mae and Freddie Mac moved $12.5 billion into agency MBS in January at a measured pace, nudging mortgage rates ...
Can’t Afford American Dream—So Gen Z Steers Toward Debt
Gen Z is delaying homeownership as debt burdens grow and mortgage rates stay high. A new snapshot shows tiny shares o...
2026 Home Price Predictions: What Buyers Should Know
As 2026 approaches, home prices are testing the balance between demand and supply. This guide unpacks what to expect,...