This 401(K) Move Most People Miss Could Cost Six Figures
A tiny, automated raise in 401(K) contributions could add six figures to your retirement. As SECURE 2.0 nudges plans ...
401(k)
The 401(k) is a crucial retirement savings tool that allows individuals to invest for their future. Understanding its benefits and strategies can significantly impact your financial security.
128 articles
My Careful Planning Derailed: 401(K) Rollover Woes at 73
A 73-year-old worker with an $800,000 401(K) cannot roll it into a new IRA after leaving a former employer, revealing...
Beginner's Guide to Retirement Accounts: Build Your Nest Egg
Starting late is common. This beginner's guide to retirement accounts breaks down 401(k)s, IRAs, and HSAs, plus a sim...
The 401(K) Mistake Costing Average Americans Retirement
A small auto-enrollment default in 401(K) plans can cost the average saver hundreds of thousands over a lifetime, a n...
How Much Should Have Saved by 60? A Retirement Guide
Hitting 60 is a pivotal moment. This guide explains how much you should have saved by 60, what to aim for in your 401...
This Average 401(K) Balance by Age: How Do You Compare?
Wondering how your retirement savings stack up? This guide breaks down this average 401(K) balance by age, explains w...
Americans Retirement Funds Record: Higher 401(K) Withdrawals
2025 marked a turning point as hardship withdrawals from 401(K) plans hit a new high, signaling mounting financial st...
Trump’s 401(k) Match Collides with Real-World Pain
A proposed federal 401(k) match faces a reality gap: while it aims to help workers without employer plans, millions a...
Rise 401(K) Hardship Withdrawals: A Closer Look Today
A rise in 401(K) hardship withdrawals is drawing attention, but experts say it reflects liquidity needs rather than a...
Bipartisan Push Overhauls 401(K) for All Workers Now
A bipartisan plan to extend a federal retirement-savings match to workers without employer plans surfaces, uniting a ...
Are You Ignoring This Option Your 401(k) Right Now?
Many savers focus on how much to contribute and how to invest. But a hidden 401(k) option can dramatically improve yo...
Signs Your 401(k) Isn’t Working as Planned for 2026
As markets wobble in early 2026, many workers question whether their 401K isn’t keeping pace with goals. Here are the...