Filing Single After Your Spouse Dies: 401(k) Moves
Two years after a spouse's death, survivors face a new tax regime. This report outlines crucial 401(k) moves to reduc...
401(k)
The 401(k) is a crucial retirement savings tool that allows individuals to invest for their future. Understanding its benefits and strategies can significantly impact your financial security.
128 articles
Kiplinger’s 2026 Letter: 401(k) Opens to Alternatives
A sweeping policy update relaxes 401(k) limits, allowing alternative assets in workplace plans. The change comes afte...
The Average American Made Retirement Mistake: How to Rebuild Smartly
Many Americans stumble on retirement saving, trading short-term gains for long-term risks. This article explains the ...
Investing Apps for Beginners 2026: 401(K) Vesting Mistake That Cost $74K
A pre-retiree left for a rival firm and forfeited $74,000 in 401(K) employer matching by missing the vesting cliff. T...
Kiplinger’s Private Equity 401(K) Fees Roil Retirement Plans
A new analysis reveals that private equity inside 401(K) plans can charge 2%-3% annually, creating a long-term drag t...
Kiplinger Letter Spots Trap in New 401(K) Options Today
The kiplinger letter spots trap emerges as a focal point in retirement planning as 401(K) plans weigh adding private ...
Cash Balance Plans 401(K): Hidden $300K Annual Deferrals
A growing number of employers are layering cash balance features into 401(K) plans, allowing large annual deferrals f...
Escaping the $1.7 Million 401(k) Cost: The RMD Trap Now
A growing number of high earners are tapping in-service distributions from 401(k) plans to avoid RMDs, turning the $1...
Trap That Turns $260,000 Into a $700K RMD Burden Now
A rising tax trap could convert a $260,000 401(k) deferral into a looming $700K RMD burden. The piece explains the ma...
How to Take Advantage of Catch-Up Contributions at 50
Turning 50 unlocks a powerful boost for retirement savings: catch-up contributions. This guide shows you exactly how ...
Tax Bomb for Retirees with Over $1.2 Million at 73
When required minimum distributions start at 73, retirees with over $1.2 million in a traditional 401(k) can face a s...
The 401(k) Roth Rollover That Cuts Medicare Surcharges
As Medicare costs rise with MAGI, retirees are turning to a tax-efficient move: roll assets from a traditional 401K t...