RMD Shock for Retirees with Over $1.5M 401(K) Balances
Retirees with large traditional 401(K) balances face sizable required minimum distributions starting at age 73. The f...
401(k)
The 401(k) is a crucial retirement savings tool that allows individuals to invest for their future. Understanding its benefits and strategies can significantly impact your financial security.
110 articles
401(k) Shift by Executives Lets Them Defer Extra Income
Senior executives are increasingly deferring about $100,000 of pay into non-qualified plans to extend tax-advantaged ...
Anesthesiologists Pulling Money From Their 401(K)s at 55
A rising retirement tactic is gaining traction among mid-career anesthesiologists: tapping 401(K) balances at 55 to c...
Rule Move Public Safety: Retire at 50 Without Penalty
Public safety workers can tap 401(k) and 457(b) plans at age 50 without the 10% early withdrawal penalty under a long...
401(k) Beneficiary Mistake That Sends Money to Ex-Spouse
A retiree’s unexpected death triggered a $620,000 401(k) payout to an ex-spouse due to an outdated designation. Exper...
Before Take That Part-Time Job: Medicare Premium Risk
A high-balance 401(k) can trigger higher Medicare premiums for retirees who take part-time work. This piece explains ...
Filing Single After Your Spouse Dies: 401(k) Moves
Two years after a spouse's death, survivors face a new tax regime. This report outlines crucial 401(k) moves to reduc...
Kiplinger’s 2026 Letter: 401(k) Opens to Alternatives
A sweeping policy update relaxes 401(k) limits, allowing alternative assets in workplace plans. The change comes afte...
The Average American Made Retirement Mistake: How to Rebuild Smartly
Many Americans stumble on retirement saving, trading short-term gains for long-term risks. This article explains the ...
Investing Apps for Beginners 2026: 401(K) Vesting Mistake That Cost $74K
A pre-retiree left for a rival firm and forfeited $74,000 in 401(K) employer matching by missing the vesting cliff. T...
Kiplinger’s Private Equity 401(K) Fees Roil Retirement Plans
A new analysis reveals that private equity inside 401(K) plans can charge 2%-3% annually, creating a long-term drag t...
Kiplinger Letter Spots Trap in New 401(K) Options Today
The kiplinger letter spots trap emerges as a focal point in retirement planning as 401(K) plans weigh adding private ...