Average American Thinks They Need $1.6M for Retirement
A rising mismatch between retirement goals and real-world savings shows the gap between what Americans want and what ...
401(k)
The 401(k) is a crucial retirement savings tool that allows individuals to invest for their future. Understanding its benefits and strategies can significantly impact your financial security.
110 articles
Average 401(k) Balance Years Into 50s Shows Mixed Progress
Late-career savers confront a split reality: high earners push the average higher, while the typical balance for many...
Vanguard’s Alarming State Retirement: 2026 Snapshot
Vanguard’s 2026 retirement snapshot reveals a paradox: record average balances mask a steep median gap, underscoring ...
Have $450,000 401(k) Want to Donate? Year-End Strategy
As markets swing and tax rules shift, households with a $450K+ 401K are weighing year-end charity moves. A Donor-Advi...
Widow with $1.6 Million 401(K) Survivor Faces Tax Hit
A single-filing change can push a large 401(K) balance into higher tax brackets, triggering bigger bills for retireme...
Little-Known 401(k) Rule That Could Cost Heirs Thousands
Heirs can incur penalties under the year-of-death RMD rule for inherited 401(k)s. This report explains the little-kno...
How to Retire at 52 Without Maxing Your 401(K)
A steady saver with a modest income can retire by 52 without maxing your 401(K), using employer matching, automatic c...
Are You Behind Your Retirement Savings? Practical Plans
Feeling behind your retirement savings? This guide offers real-world steps to catch up, including automatic savings, ...
High Earners with Million+ 401(k)s Can Build Roth Assets Today
New 2026 guidance shows high earners with million+ 401(k)s can still build tax-free Roth assets through after-tax con...
Saving Retirement 401(K)? Costly Mistakes to Avoid Today
Saving for retirement with a 401(K) should grow your wealth, but common missteps can erode it. This guide reveals thr...
The $1.5 Million 401(k) Trap: Bracket Smoothing Tactics
A retiring couple with $1.5 million in traditional 401(k) balances faces a looming tax spike as required minimum dist...
Why You Can’t Ignore Giants Like SPACEX: Your 401(k) Wins
As SpaceX and other tech contenders loom large in markets, index funds gain ground and 401K savers feel the impact. H...