Lower Rates Aren’t Enough: Lenders Must Fix Cash Flow
As the spring market heats up, lenders confront a truth: lower rates alone won’t shield borrowers from long-term affo...
Loans
Loans are a crucial aspect of personal finance, helping individuals secure funding for homes, education, and other major expenses. Understanding different loan types can empower you to make informed financial decisions.
1,040 articles
January Home Sales Fall Sparks Weather, Rates Debate
January new-home activity sank 17.6% to 587,000 SAAR, with prices sliding and winter weather cited as a key acceleran...
Ground Just Shifted: Coming Soon Listings Drive Market
Pre-marketing for homes, dubbed coming soon listings, has moved from niche tests to a nationwide driver of housing de...
Home Flipping Volume Falls to Five-Year Low, Margins Tighten
The 2025 ATTOM report shows a sharp slowdown in home flipping activity, with profits slipping to pre-crisis levels as...
Bank Regulators Unveil Capital Reforms to Boost Mortgages
Federal bank regulators announced a three-part plan to revise capital rules for mortgage assets, aiming to lift origi...
Mitigation Market Advantage: Builders Redefine Insurability
In a tightening insurance landscape, resilience upgrades are becoming the default. This report examines how builders ...
Q4 2025 Earnings for Publicly Traded Mortgage Firms
Publicly traded mortgage, real estate, and homebuilder firms posted Q4 2025 results, with profits varying widely. Ana...
Clayton’s Mini Homes Infill Push Targets Entry Buyers
Clayton launches the TRU Mini Home Collection, sub-900 square feet, built for narrow lots and smaller parcels. The mo...
Bidding Emerges as Two Harbors Rival Pressures UWM Markets
A fresh cash bid for Two Harbors Investment Corp. sparks a renewed bidding war, putting pressure on UWM to top terms ...
$48t “Structural Shift” Housing: What It Means for Loans
A sweeping change is quietly redefining housing. This article explains the $48t “structural shift” housing and why it...
Trump’s Mortgage Order Sets Stage for Regulatory Shift
A Friday executive order on mortgages is reshaping regulatory expectations, prioritizing smaller lenders while drawin...
Fed Keeps Rates Unchanged as Inflation Clouds Outlook
The Federal Reserve decided to keep rates unchanged, citing resilient growth and persistent price pressures. Geopolit...