Fannie Freddie Boldly Remove Minimum FICO: Why It Matters for Homebuyers
Fannie Freddie Boldly Remove the 620 FICO floor marks a historic change in conventional lending. This article explain...
Mortgages
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80 articles
This Could “Break” Housing: A Mortgage Shakeup Ahead
Imagine a loan that travels with you—from city to city and house to house. Portable mortgages promise mobility, but t...
Demand Springs Back Winter: Buyers Return, Prices Dip
Winter is signaling a shift in the housing market. Demand is creeping back as buyers expect holiday discounts, while ...
Alarming Homes Expensive Buyers: How Loans Are Changing
First-time buyers face a market where most homes are out of reach. This article explains the forces behind alarming h...
Fannie Freddie Mac’s Campaign to Lower Mortgage Rates
A coordinated effort by Fannie Mae and Freddie Mac aims to reduce borrowing costs for homeowners. This article explai...
2026 Housing Market Here: 3 New Moves for Buyers Now
The 2026 housing market here is shifting—fast. This guide shares three practical moves you can make today to buy smar...
Over Buyers Bought Below: What It Means for Loans in 2025
Last year, a surprising shift reshaped the housing market: more than 60% of buyers bought below asking price, marking...
Mortgage Rates Fall Lowest Since 2022 Amid Market Turn
Mortgage rates have dropped to their lowest level since 2022, easing borrowing costs for buyers and signaling renewed...
Lender Choice Myth: Mortgage Score Debate Heats Up
Mortgage lenders must navigate two major credit scores under a framework of automated underwriting in 2026. Critics s...
Where Will Mortgage Rates Go After State of the Union
In the wake of the State Of The Union address, mortgage rates danced around 6% as markets priced in housing policy si...
Dave Ramsey Rule Mortgages Hinder Middle-Class Retirement
As mortgage costs rise in 2026, the classic Ramsey guidance on housing is keeping many middle-class families from buy...
Tariffs Out, Housing Bill in: Real Estate Shifts Ahead
When tariffs go away and a new housing bill takes shape, the real estate world could see big changes in loans, rates,...