Loan Officers Saving Deals as Rates Cross 6.6% This Week
As rates push beyond 6.6%, loan officers saving deals deploy new tactics to preserve contracts, including seller cred...
Loans
Loans are a crucial aspect of personal finance, helping individuals secure funding for homes, education, and other major expenses. Understanding different loan types can empower you to make informed financial decisions.
545 articles
Audit Warns That Some HECM LESA Funds Could Dry Up
A federal audit released May 5 highlights a growing risk in the HECM program: LESA reserves may run dry sooner than e...
Cash Flow Isn’t Everything: Smart Investor Signals
Many investors chase high rents and quick profits, but smart borrowers know cash flow isn’t everything. This guide re...
Tech-Ecosystem Brokerage Reshapes Real Estate Lending
Three major brokerages are pursuing aggressive technology-driven consolidations, signaling a shift toward in-house pl...
Brokers Report VantageScore Improved, UWM Expands Access
Independent brokers report improved loan terms after UWM granted dual-score access to FICO and VantageScore 4.0. The ...
AD Mortgage Announces $407M Non-QM Securitization Deal
AD Mortgage Trust 2026-NQM4 backs 979 loans, with Florida at 25% of the pool as the company expands its national foot...
AD&C Credit Tight Nahb Eases in Q1 2026, NAHB Says
New data show a modest easing in AD&C lending pressure in Q1 2026, though lenders remain cautious. NAHB and Fed surve...
Beyond the Merger: Real Estate Agent Autonomy and Splits
Brokerage consolidations are shifting leverage toward agents as new split and autonomy models emerge. This report exa...
Mortgage Rates Headed Higher as 10-Year Yield Surges
Stocks waver as the 10-Year Treasury yield breaks higher, pushing mortgage rates headed higher. Analysts warn borrowe...
Homes Market Longest Years Signal Slower Spring Update
May 2026 brings a surprising shift: homes stay on the market longer than in years past. This guide explains what's dr...
Opinion: This Time It’s Different for the U.S. Loans Market
As Congress debates a sweeping housing bill, lenders and manufacturers warn about misaligned incentives. This opinion...
Underwriting Problem Crypto Built: Regulators Are Watching
Crypto ownership is now a visible factor in loan underwriting. Banks, insurers and regulators are racing to standardi...